We currently offer 4 Watchlist reports with a similar results structure, though Watchlist Enhanced contains one additional breakdown called Adverse Media:
- Watchlist Sanctions only - returns matches against Sanctions only
- Watchlist PEPs only - returns matches against PEPs only
- Watchlist Standard - returns matches against 3 breakdowns (Sanctions, PEPs and Monitored Lists)
- Watchlist Enhanced - returns matches against the 4 breakdowns (Sanctions, PEPs and Monitored Lists and Adverse Media).
All reports have an overall result, which is either:
- clear - they can be considered verified (because no match was returned)
- consider - the report breakdowns will indicate what caused the user to not be verified. Depending on the reason, and your risk appetite you might decide to either automatically reject the user, ask someone from your team to manually review it, or ignore it, and treat the user as verified.
The different breakdowns indicate different reasons why someone might not have been verified:
- Sanctions - Government and International Organisations Sanctions Lists
- Politically Exposed Persons - Proprietary database of Politically Exposed Persons sourced from government lists, websites and other media sources
- Warnings (named "Monitored Lists" on Watchlist Enhanced) - Law-enforcement and Regulatory Monitored Lists including Anti-Terrorism and Anti-Money Laundering watchlists (e.g. FBI Most Wanted and Interpol Wanted)
- (Watchlist Enhanced only) Adverse Media - Negative events concerning financial crimes as reported by established media sources that are publicly and generally available
Watchlist Sanctions only, Watchlist PEPs only will have the breakdowns they don't screen against returned as null and not contributing to the overall result.